兴趣爱好OpenData · OpenFinance · Protocol Analysis · UPI Integration
Integrate Paytm's payments and transaction data securely and compliantly into your enterprise system
We offer end-to-end delivery from protocol tracing and authorization flow reproduction to runnable APIs, supporting transaction queries, UPI payments, UPI-Lite, wallets, and POS device integration, plus Excel/JSON reconciliation exports.
User Authorization & Session Management
— Design and implement token-based secure binding and session refresh, supporting multi-tenant and enterprise-grade access control.
Transactions & Reconciliation Statements
— Support by time window, transaction type, merchant filter, pagination export to JSON, CSV/Excel, and printable PDFs.
UPI Payments & Device Integration
— Support QR code payments, UPI ID transfers, UPI-Lite top-ups automatically, and real-time callbacks and receipts for Soundbox / POS.
Consultation & Pricing
View Deliverables
Deliverables & Samples
Standard Deliverables
Complete API specifications (OpenAPI / Swagger)
Protocol and authorization flow analysis (session, token lifecycle, key endpoints)
Runnable backend samples (Python / Node.js), SDK templates
Automation tests, integration examples and API documentation
Compliance and privacy guidance (data minimization, log retention, KYC considerations)
Interface Example (pseudo-code)
// Example: pull user transaction statement (pseudo)
POST /api/v1/payments/statement
Content-Type: application/json
Authorization: Bearer <ACCESS_TOKEN>
Response: {
'status': 'OK',
'file_url': 'https://files.example.com/statement-202509.xlsx',
'summary': { 'total_credit': 2500.00, 'total_debit': 199.00 }
}
Key Scenarios
Account binding (Token management), transaction stream aggregation, merchant onboarding notifications, cross-border UPI settlements, automated reconciliation and financial exports, all customizable per enterprise needs.
Compliance & Privacy
All work is based on client authorization or public/authorized APIs. We provide data minimization guidance, consent log templates, and compliance delivery checklists to support regulatory engagement.
Common Modules
OAuth/Token authorization, session refresh, scope boundaries
Transaction capture, type classification, paging and incremental sync
UPI / UPI-Lite payment flows with retry handling
POS / Soundbox real-time callbacks and notification signature verification
About Our Studio
We are a studio focused on mobile app protocol analysis and authorized API integration. Our team combines fintech and mobile delivery experience, offering end-to-end services from protocol reverse engineering to compliant delivery.
Experience with banking, payments, retail and travel industries
Supports Android/iOS protocol analysis and open data integration
Deliverables: Python / Node.js / Go sources, OpenAPI docs, and test suites
Transparent pricing: starting at $300, post-delivery payments available
Next Steps
Please submit your target app name and integration needs (e.g., transaction reconciliation, UPI payments, device integration, cross-border settlements) through our contact page. We will respond with a plan and quote within 48 hours.
Go to Contact
API Integration Quick Guide
Requirements
Submit the target app name and integration scenarios (e.g., reconciliation, UPI payments).
Provide authorized test credentials or coordinate with the Paytm liaison for compliance debugging (we work strictly within authorization scope).
Protocol mapping: deliver field mapping table (field name, type, example, required/optional).
Development & regression testing: deliver SDKs/APIs and run end-to-end tests (with error handling and retry strategies).
Deployment & monitoring: assist deployment to production API gateway and provide monitoring suggestions.
Minimum Deliverables:
Target app name, requirements, existing integration credentials/testing env, desired delivery timeframe.
Sample Endpoints
GET /api/v1/payments/{id}
POST /api/v1/payments/process
POST /api/v1/payments/{id}/rebalance (webhook/reconciliation)
GET /api/v1/transactions?from=2025-09-01&to=2025-09-30
Data & Privacy
Requests for PII (like KYC data, phone numbers) are only made with explicit user consent. Supports consent logs and minimal retention for regulatory audits.
Contact & Quote
If you would like to inquire, request a quote, or submit your target app name and integration needs, please visit our contact page. We will respond within 48 hours with a plan and quote.
Go to Contact
PAYTM Original App Intro
Appendix: Paytm Features
We include excerpts illustrating Paytm's major functions for integration planning (text only):
Paytm is a large Indian mobile payment & fintech platform offering QR payments, Soundbox, offline/ POS devices.
Supports domestic and international UPI channels; privacy controls (hide/show transactions), customizable UPI IDs, and exportable Excel/PDF statements.
Supports Paytm UPI, UPI-Lite (PIN-less), binding RuPay credit cards on UPI, UPI AutoPay.
Provides bills and utilities payments (mobile top-up, DTH, electricity, water, FASTag), online store payments, rent payments, and personal loan services.
Merchant Soundbox and card devices support QR scanning and card swipe with audible success feedback.
One97 Communications Ltd. operates Paytm (example address).
Contact us| telegram: @appCracker007
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